Once you are mining MLRT, a question arrives: do you hold the coins you earn, or do you use them? The internet has plenty of loud answers, most of them selling something. This article does not pick for you. It offers a neutral way to think the decision through, because the right answer depends entirely on your own situation and goals.
First, separate the decisions
Mining and holding are two different activities that happen to be linked by a wallet. Mining is the act of producing MLRT. Holding is the act of choosing not to part with it yet. You can mine and immediately spend, mine and hold, or anything in between. Treating these as one decision is where a lot of muddled thinking starts. Pull them apart and each becomes clearer.
The case for spending or converting
If you mined MLRT primarily to cover or offset your electricity, using the coins to realise that value is internally consistent. You set out to make the hardware pay for its fuel; spending the output completes that loop. Spending also means you are not exposed to the coin's volatility; you took the value at the time you earned it. For someone who wants mining to be a self-funding hobby rather than a position, spending is the honest expression of that goal.
The case for holding
Holding means keeping the MLRT you mined rather than parting with it. The neutral observation here is that holding is taking a position: you are choosing to remain exposed to whatever the coin does next, up or down. That is not inherently good or bad. Some people hold because they believe in the network and want a stake in it; some hold simply because they have not needed the value yet. The key honesty is recognising that holding is a decision with risk attached, not a default that costs nothing.
The volatility reality on both sides
Whichever you choose, volatility is the backdrop. Spend, and you avoid future price swings but forgo any future appreciation. Hold, and you keep the upside but accept the downside too. There is no option that gives you the gains without the risk. Anyone who tells you otherwise is selling. The neutral framing simply asks you to know which trade you are making.
A practical middle path
Many people split: convert enough to cover real costs like electricity, and hold the rest. This is not a recommendation, just a common structure that lets you keep the hobby self-funding while retaining some exposure if that is what you want. The split ratio is yours to set, and you can change it as your situation changes.
The only firm advice
The one thing worth stating firmly is procedural, not financial: whatever you decide, make it a decision rather than a drift. Drifting into holding because you never got around to anything is not a strategy. Choosing to hold, or choosing to spend, with your reasons written down, is. The framing is yours; the choice is yours; this site does not make it for you.